UK financial advice · St. Conn, Scotland
Stonegate Financial Review helps individuals and couples across Great Britain make sense of pensions, protections, and household cashflow — before the next large decision, not after it has already been made.
Our flagship Personal Financial Review gathers income, savings, pensions, and cover into one written position — then ranks what deserves attention first.
Built for households planning the next five to ten years: remortgages, career changes, inheritance, or simply a sense that the paperwork has outgrown the kitchen drawer.
From £485 · written summary within seven working days
See what is includedWhen a full review is more than you need, focused sessions cover pensions, protection, or the years just before retirement.
Practical guidance on whether to gather old workplace pensions, keep them separate, or adjust contributions toward retirement milestones.
Ask about pensions
A calm assessment of life cover, income protection, and critical illness needs against family outgoings and existing workplace benefits.
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Scenario planning for the five years before leaving full-time work, including State Pension timing and drawdown sequencing.
Plan a conversationRead more client stories“We arrived with four scattered pension statements and left with a written order of priorities. The follow-up call caught a protection gap I had overlooked.”
Helen M. · Edinburgh · Personal Financial Review
Stonegate works from 835 Joe Flat, St. Conn, Scotland, United Kingdom, advising UK-resident individuals and couples. Fees are stated before work begins. We do not sell urgency or invent scarcity around advice slots.
Prefer to understand the stages before you enquire? Walk through our approach.
Short pieces on pensions, emergency reserves, and reading an advice letter without the fog.
2025-11-12
Before consolidating old workplace pensions, check charges, guarantees, and how the move affects tax-free cash — a practical checklist for British savers.
2025-09-03
How much cash buffer makes sense when overtime, seasonal work, or freelance invoices arrive irregularly — with a simple three-bucket approach.
