Terms of use

These terms govern your use of the website at intel-report.digital and any enquiry you submit to Stonegate Financial Review (“we”, “us”). By using the site you accept these terms. If you do not agree, please stop using the site.

About us

Stonegate Financial Review provides UK financial advice and consulting to individuals and couples. Our correspondence address is 835 Joe Flat, St. Conn, Scotland, United Kingdom. You can reach us at hello@intel-report.digital or +44-6-477-6935.

Acceptance of terms

Accessing pages, submitting forms, or requesting a consultation constitutes acceptance of these terms and of any engagement letter we issue for paid advice work. Where an engagement letter conflicts with these website terms on matters of advice scope or fees, the engagement letter prevails for that work.

Website information

Content on this site is general information about UK financial advice topics. It is not personalised advice, a recommendation to buy or sell a financial product, or a substitute for a regulated advice process. You should not act solely on website articles when making financial decisions.

Enquiries and consultations

Submitting an enquiry does not create an adviser–client relationship until we confirm acceptance in writing and, where required, complete onboarding checks. We may decline work that falls outside our competence or capacity.

Intellectual property

Text, branding, layout, and original materials on this site belong to Stonegate Financial Review or our licensors. You may view and print pages for personal, non-commercial use. You may not copy, republish, or commercially exploit site content without prior written consent, except for brief quotations with attribution.

User responsibilities

You agree not to misuse the site, attempt to disrupt its operation, submit unlawful or misleading information, or use automated means to scrape content at a volume that impairs service for others.

Liability

To the fullest extent permitted by law of Great Britain, we exclude liability for loss arising from reliance on general website content, temporary unavailability of the site, or free informational materials. Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under applicable law.

For paid advice engagements, liability terms are set out in the engagement letter and any applicable professional indemnity arrangements.

Third-party links

Links to external sites are provided for convenience. We are not responsible for their content, availability, or policies.

Governing law

These terms are governed by the laws of Great Britain applicable in Scotland, and disputes shall be subject to the exclusive jurisdiction of the Scottish courts, without prejudice to mandatory consumer protections that may apply if you are a consumer resident elsewhere in the United Kingdom.

Changes

We may update these terms from time to time. The version published on this page is the current version. Continued use of the site after changes constitutes acceptance of the revised terms.

Contact

Questions about these terms: hello@intel-report.digital.